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Xcel Energy Login: How To Manage Your Bill Payment Online

The My Xcel Energy login portal and the mobile app makes it easier than ever to gain valuable insights about your home or business energy usage, enroll in Xcel Energy programs and services, and pay your Xcel Energy utility bill. Once you register and log in to your online account, you will have full access to the following online ,management tools.

1: Manage Your Account: Unparalleled access to your Xcel Energy My Account on online and on your mobile device. You will be able to pay your energy bill and view your past bills directly from your online account. Conveniently choose among various payment options, including the peace-of-mind that comes from automatic payments.

2: Energy Insights: Want to know more about how you’re using energy in your home? Your Xcel Energy Login gives you access to the energy insights portal with information about your current and historical usage and tips for saving energy.

3: Programs And Services: Quickly and easily enroll in clean, renewable energy programs. Get details and sign up for Xcel Energy billing programs like automatic payments or averaged monthly payments to make paying your bills even easier every month. Get piece of mind and protect your home appliances through HomeSmart. Your Xcel Energy login provides access to all of the various programs that you may be eligible for.

How To Register Your Xcel Energy Account For Online Access

In order to access and manage your account on the Xcel Energy login, you will need to register your Xcel Energy account For Online Access so that you will acquire a username and a password. Spreading Solution is here to walk you through the easy steps.

How To Register Your Xcel Energy Account For Online Access

To register your Xcel Energy account for online access, go the Xcel Energy Login page and click on register. Please refer to your bill for your full account number and zip code and follow the registration process.

After you are registered, you will receive an activation email. Please follow the directions in the activation email to complete your My Account registration.

Note: Passwords must contain at least 8 characters and include 3 of the following: an uppercase letter, a lowercase letter, a number, a special symbol/character.

Xcel Energy Login Steps

Logging in to an online account isn’t mostly easy. As the platforms mostly try to make it secure. While it’s easy to log in to your Xcel Energy Dashboard. It’s just that you’ll have to enter correct login details, which you must have after activating your account for online access.

Xcel Energy Login: How To Manage Your Bill Payment Online
  • To log in to your account, go the My Account page
  • Immediately you reached the Xcel Energy Login page, enter your email/username and click on sign in.

How To Make Your Xcel Energy Bill Payment

Xcel Energy want your bill payment experience to be easy and secure. Below you will find ways to pay your bill. Choose the option that works best for you.

1: Online: Standard Payment Options (No fees apply):

  1. Pay online using your checking account with My Account
  2. Bank Pay from MyCheckFree is a convenient way to view and pay your bill online at your bank site.

For customers who already use MyCheckFree to pay other bills at their bank site, view your residential bill and make your payment online at any time. Simply sign in at MyCheckFree.com. When you make a payment, it will be applied to your account within two business days.

For additional online billing and payment options, we encourage customers to use Xcel Energy eBill system in My Account. If you currently use MyCheckFree to pay your bill, your account will automatically transfer to their improved service when you enroll in eBill.

Other Payment Options (Third-party fees will apply): Use My Account or Kubra EZPay with your credit/debit card. Residential customers will incur a $1.50 fee or non-residential customers a 2.2% fee. Customers using their mobile device can pay with Apple Pay or Google Pay. Make a payment with your credit/debit card using Kubra EZPay. Learn more about credit/debit card payments.

2: Credit or Debit Card: You can use Kubra EZPay to pay online with a credit/debit card. By using your credit or debit card to pay your bill, you guarantee an immediate payment. Residential customers will incur a $1.50 fee or non-residential customers a 2.2% fee. Learn more about credit/debit card payments.

3: Mobile App: You can use Xcel Energy mobile app to pay your bill. It’s easy, download it today!

Standard Payment Options (No fees apply): To pay through Xcel Energy mobile app, you first need to register for My Account. Register for My Account and pay your bill on our convenient mobile app using your checking account.

Other Payment Options (Third-party fees will apply): Use the Xcel Energy mobile app to pay online with your debit/credit card, Apple Pay, or Google Play. Use Kubra EZPay to pay online with a credit/debit card. A $1.50 transaction fee for residential customers and 2.2% transaction fee for non-residential customers applies.

4: Phone: Learn how to Pay Over the Phone. Standard Payment Options (No fees apply): Xcel Energy automated phone system is a secure, hassle-free, cost-free way to pay your energy bill. You can call 800-895-4999 to make a one-time payment using your checking or savings account.

Other Payment Options (Third-party fees will apply): Call 800-895-4999 to make a one-time payment with your debit/credit card. A $1.50 transaction fee applies for residential customers and a 2.2% transaction fee applies for non-residential customers.

Please be prepared with the following information:

  • Your complete Xcel Energy account number
  • If you plan to use a checking or savings account you’ll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number

Please refer to the bottom of a personal check for your routing transit number and your account number.

More Ways to Make Your Xcel Energy Bill Payment

1: In Person: To Pay in Person, visit any of Xcel Energy convenient Pay Stations to pay your energy bill in person.

  • Bring your account number or your bill stub
  • You will need to pay a $1.50 transaction fee for each bill paid
  • You may pay using cash or money order

If you have more than one bill, you can pay them all with a single money order. Use the Your Xcel pay station map to find a location near you.

2: Mail: To Pay by Mail, send your payment, along with the payment stub from your monthly bill, to:

Xcel Energy
P.O. Box 9477, Minneapolis, MN 55484-9477

They include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp (postage fees apply), and drop it in the mailbox. Misplaced your return envelope? Simply mail your payment and bill stub to the address above.

3: Auto Pay: You can arrange for your payment to be deducted from your checking account automatically with Auto Pay. To enroll in Auto Pay, choose from the following options:

Sign up online or through the mobile app with My Account. Enrollment is immediate after successful submission and verification of information.

Print and send Xcel Energy the mail-in application and following the instructions on the form. Mail-in processing time takes about two to three weeks. You can find their mail-in applications on their Auto Pay page. Once enrolled, Auto Pay will begin with your next bill. You will need the following information:

  • Your complete Xcel Energy account number
  • The routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number.

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